A Practical SAFE-AI Framework for Small and Medium-Sized Enterprises Developing Medical Artificial Intelligence Ethics Policies

Abstract: AI offers incredible possibilities for patient care, but raises significant ethical issues, such as the potential for bias. Powerful ethical frameworks exist to minimize these issues, but are often developed for academic or regulatory environments and tend to be comprehensive but overly prescriptive, making them difficult to operationalize within fast-paced, resource-constrained environments. We introduce the Scalable Agile Framework for Execution in AI (SAFE-AI) designed to balance ethical rigor with business priorities by embedding ethical oversight into standard Agile-based product development workflows. The framework emphasizes the early establishment of testable acceptance criteria, fairness metrics, and transparency metrics to manage model uncertainty, while also promoting continuous monitoring and re-evaluation of these metrics across the AI lifecycle. A core component of this framework are responsibility metrics using scenario-based probability analogy mapping designed to enhance transparency and stakeholder trust. This ensures that retraining or tuning activities are subject to lightweight but meaningful ethical review. By focusing on the minimum necessary requirements for responsible development, our framework offers a scalable, business-aligned approach to ethical AI suitable for organizations without dedicated ethics teams.